Assurant Health Individual & Family
Quote and Compare Assurant Health Insurance Plans & Dental Insurance Plans Here. Assurant Health offers an extensive health insurance portfolio with extensive benefits and premium savings. Whether you’re looking for comprehensive coverage or catastrophic coverage, Assurant Health will have a plan for you. All of Assurant Health Plans include a participating provider (PPO) network, this means Assurant members have the freedom to use any doctor or hospital, and when you select network providers, you get advantages like discounts one service, no claim forms and fewer out of pocket expenses.
Assurant Health has five core health plan designs however there are different modifications that can be made to each health plan offering customers flexibility when trying to meet health insurance budgets. These Assurant Health Customary Plans are the MaxPlan, CoreMed, RightStart, and two HSA Plans called One Deductible HSA, and SaveRight HSA.
Assurant Health MaxPlan offers the most extensive coverage and the most choice when considering Assurant Health. The Assurant Health MaxPlan offers a standard 3 million in lifetime benefits with an option to but up to 8 million in coverage. The Assurant MaxPlans also offers the ability to select unlimited office visits copay benefit that offers the convenience of knowing what you will spend each time you see a network doctor.
Assurant Health CoreMed Plan offers a broad range of coverage at a good value for members. This plan offers a balance between cost and health insurance benefits for everyday catastrophic needs. The Assurant Health CoreMed Plan allows you to control your premiums without giving up benefits and you can still choose to add optional features such as office visit copays for more protection and convenience. The CoreMed Plan also offers a buy up to $6 million in lifetime benefits.
Assurant Health RightStart Plan is fit for those just starting off. The Assurant RightStart Plan offers limited benefits however offers peace of that one has health insurance at the right price. This plan offers the essential benefits for as little as half the price of other popular plans. The Assurant Health RightStart Plan is ideal if you are without health insurance or are thinking about dropping your current coverage due to cost. The Right Start Plan provides access to doctors and hospitals as well as significant discounts on covered medical services.
Assurant Health One Deductible HSA offers extensive coverage providing simplicity and the convenience of a single common deductible for all members of the family. The Assurant Health One Deductible HSA provides the security of a $3 million dollar life time benefit with the option of an $8 million dollar buy up if you need more protection. The Assurant Health OneDeductible Plan additionally offers a first dollar preventive service benefit of $250 per person before your deductible is met after you have been insured for 12 months. Prior to the 12 months members are subject to the deductible and coinsurance with a maximum preventive service benefit of $500.
Assurant Health SaveRight HSA provides essential coverage for as much as 40% less that the Assurant Health One Deductible HSA. The SaveRight HAS plans provide great health insurance premium savings which individuals and Families can use to increase HSA contributions.
Assurant Health Standard Benefits
Intergraded into each Assurant Health Plan are standard benefits such as Prescription Drugs that are paid at brand cost when generic is not available, ground and air ambulance, intensive care, emergency room, transplants, and HSA tools for those who are enrolled into and HSA plan.
Optional Assurant Health Maternity Benefit
This Assurant Health Maternity Benefit offers 100% of covered services after you meet your maternity deductible for any pregnancy that begins after the nine month Assurant benefit waiting period. These maternity deductibles are $1000, $2,500, $5,000 and 10,000.
List of Health Plans
Assurant Health Traditional Plan
Assurant Health Physician/Hospital PPO Plan
Assurant Health Value Plan
Assurant Health OneDeductible Traditional
Assurant Health OneDeductible PPO
Assurant Health RightStart Traditional
Assurant Health RightStart PPO
Assurant Health RightStart HSA PPO
Assurant Health RightStart HSA Traditional
Assurant Health SaveRight PPO
Assurant Health SaveRight Traditional
Assurant Health CoreMed Plan
Assurant Health MaxPlan
Assurant Health MaxPlan Elite
Assurant Health CoreMed Plan Elite
Assurant Health OneDeductible Traditional Elite
Assurant Health OneDeductible PPO Elite
Assurant Health SaveRight Traditional Elite
Assurant Health SaveRight PPO Elite
Assurant Health RightStart Traditional Elite
Assurant Health RightStart PPO Elite
*For a complete listing of benefits, exclusions and limitations please refer to the certificate of insurance. In the event there are discrepancies with this information on the GetHealthInsurance.com web site, the terms and conditions of the coverage documents will govern. Benefits may vary from State to State. GetHealthInsurance.com and GHIC Corporation can not be sure that information is 100% accurate because health insurance companies are continually changing health insurance benefits form year to year.